A lack of compassion in the disability system

Is the disability system operated by the U.S. Federalabout to lose your home, or your health insurance, it
government a fair and compassionate one?. Well, themay have little impact on how long it takes to process
simple truth is, the disability system that is set up toyour claim.
help you when you are most in need...rarely does that.Here's a couple of useful tips, though: if you find
Yes, you may eventually win your social securityyourself in the position of having to apply for ssd or ssi
disability benefits, but the chances are good that youdisability benefits, keep in mind that the process will be
won't receive a cent until you've lost your home, yourvery long. This way, you can make better financial
savings, your health insurance (and access todecisions. The second tip is this: make sure you keep
medications and medical treatment), and, to add insultup to date with your medical treatment since that is
to injury, a fair portion of your dignity as well.what a decision on your claim will be based on. Even if
From the very start of the process, to the very end,you don't have medical health insurance any longer, try
individuals who are approved for either social securityto be seen at a free clinic or county health department.
disability or ssi benefits may have to endure a processAlways keep in mind that if you haven't been seen by
that can last as long as three years. Sound ridiculous?a doctor recently, it will be extremely difficult for an
No doubt, it is, and quite dispassionate as well.approval to be made on your behalf.
Individuals who apply for disability benefits typically areFollowing just a few simple tips like these can often
between a rock and a hard place. They are unable tohave the effect of making the disability process a bit
go to work and every day without income is a dayless harsh, and, in some cases, more endurable.
they come closer to not having a home in which to live.The author of this article is Timothy Moore, who, in
But despite such awful scenarios, the social securityaddition to being a former food stamp caseworker,
disability system is not geared to even take intomedicaid caseworker and AFDC caseworker, is a
consideration such emergency situations. If you areformer disability claims examiner.