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A Review of Supplemental Security Income Benefits

Another program being administered bynot from the Trust Fund of the Social
the Social Security Administration (SSA)Security.
in ensuring social protection for theProvisions of SSI benefits do not base
citizens of the United States is theeligibility on the individual's
Supplemental Security Income (SSI).employment or job history; it is based
The SSI program's main targets are themore on the needs of the individual.
poverty-stricken individuals who have aHow to qualify for SSI benefits
lack of resources to pay for basic needsSSI Program requirements:
like food, shelter and clothing. The1. United States legal resident and
program intends to give income to needyhave not left the country "for more than
individuals who were disabled and/or30 days"
have reached the elderly age of 65 and2. Citizens of the United States and
above, for as long as they haveeligible for benefits (Some resident
adequately met the program's incomealiens are also given opportunity to
requirements.avail of SSI benefits, given several
The SSA carefully administers andconditions)
enforces the SSI program's income3. Meet the requirements, both
requirements. By doing these, theMedical and non-medical
government is assured of providing4. For those under 65 years old, they
benefit only to people who have limitedmust meet the requirements of being
resources and inadequate income. The SSAdisabled through evaluation of the state
carefully evaluates those who areDisability Determination Service (DDS)
elderly, disabled and has impairments5. For children under 18 years of
that are qualified to receiveage, similar disability requirements are
Supplemental Security Income benefitsalso needed.
(SSI benefits).6. For those who are 65 years old and
What is Income and Resources?above, they need not meet the
Income is the money an individual earnsrequirements for disability and need
or receives every week or month throughonly to meet the non-medical
a job, unemployment benefits, VArequirements by the SSI program.
benefits, pension, family members andWhat are the SSI benefits?
other relatives, and friends.- Individuals who qualify for
Resources, meanwhile, pertain to thebenefits under the SSI program receive
money an individuals is safekeeping in aMedicaid. This is a "health insurance
bank or accounts for investment likeplan" intended for needy citizens.
401k/IRA, savings bonds, mutual funds,Many States base eligibility for
stocks, and CDs, as well as propertiesMedicaid program according to an
an individual may have, aside from theindividual's SSI eligibility.
primary residence, trust funds, vehiclesMeanwhile, some States use other terms
excluding one, life insurance policies.for programs that are equivalent to the
These are considered limited when theMedicaid. For example, in the state of
sum value equals to $2,000 forCalifornia the program, which
individuals and $3,000 for marriedessentially is Medicaid, is called
couples.MediCal.
Those applying for SSI benefits whose- In several States, SSI eligibility
assets have surpassed these sum valuealso qualifies the individuals and their
will not be considered eligible.family to avail of food stamps. Local
Where do the SSI benefits come from?Social Services in each area can be
The money being used for the SSI comesconsulted for qualifications to receive
from the Federal income tax revenues andfood stamps.



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