A Review of Supplemental Security Income Benefits

Another program being administered by the SocialThe money being used for the SSI comes from the
Security Administration (SSA) in ensuring socialFederal income tax revenues and not from the Trust
protection for the citizens of the United States is theFund of the Social Security.
Supplemental Security Income (SSI).Provisions of SSI benefits do not base eligibility on the
The SSI program's main targets are theindividual's employment or job history; it is based more
poverty-stricken individuals who have a lack ofon the needs of the individual.
resources to pay for basic needs like food, shelter andHow to qualify for SSI benefits
clothing. The program intends to give income to needySSI Program requirements:
individuals who were disabled and/or have reached1. United States legal resident and have not left the
the elderly age of 65 and above, for as long as theycountry "for more than 30 days"
have adequately met the program's income2. Citizens of the United States and eligible for benefits
requirements.(Some resident aliens are also given opportunity to
The SSA carefully administers and enforces the SSIavail of SSI benefits, given several conditions)
program's income requirements. By doing these, the3. Meet the requirements, both Medical and
government is assured of providing benefit only tonon-medical
people who have limited resources and inadequate4. For those under 65 years old, they must meet the
income. The SSA carefully evaluates those who arerequirements of being disabled through evaluation of
elderly, disabled and has impairments that are qualifiedthe state Disability Determination Service (DDS)
to receive Supplemental Security Income benefits (SSI5. For children under 18 years of age, similar disability
benefits).requirements are also needed.
What is Income and Resources?6. For those who are 65 years old and above, they
Income is the money an individual earns or receivesneed not meet the requirements for disability and need
every week or month through a job, unemploymentonly to meet the non-medical requirements by the SSI
benefits, VA benefits, pension, family members andprogram.
other relatives, and friends.What are the SSI benefits?
Resources, meanwhile, pertain to the money an- Individuals who qualify for benefits under the SSI
individuals is safekeeping in a bank or accounts forprogram receive Medicaid. This is a "health insurance
investment like 401k/IRA, savings bonds, mutual funds,plan" intended for needy citizens.
stocks, and CDs, as well as properties an individualMany States base eligibility for Medicaid program
may have, aside from the primary residence, trustaccording to an individual's SSI eligibility.
funds, vehicles excluding one, life insurance policies.Meanwhile, some States use other terms for
These are considered limited when the sum valueprograms that are equivalent to the Medicaid. For
equals to $2,000 for individuals and $3,000 for marriedexample, in the state of California the program, which
couples.essentially is Medicaid, is called MediCal.
Those applying for SSI benefits whose assets have- In several States, SSI eligibility also qualifies the
surpassed these sum value will not be consideredindividuals and their family to avail of food stamps.
eligible.Local Social Services in each area can be consulted
Where do the SSI benefits come from?for qualifications to receive food stamps.