How many Americans will become Disabled over the Course of Their Lifetime ?

If you become disabled and unable to work in America,an ever-smaller pool of social security employees who,
you can apply for federal assistance in the form ofincreasingly, become more embittered over the state
social security disability and, if you are lucky, your ownof their agency. The effect on morale shouldn't be
case will be among the thirty or so percent of claimshard to figure out, of course, nor should the eventual
that are actually approved at the application level.outcome. As the social security administration
However, if your initial claim is not approved (andcontinues to ignore its staffing issues, the likelihood is
seven out of ten are not), you'll have to go through anstrong that existing workers, particularly those who are
arduous appeal system that can literally take years.eligible to take retirement, will at some point begin to
And years, these days, can easily up to three years.quit or retire in numbers that may take the agency to
Title II benefits, otherwise known as RSDI, DIB, or morea precipice.
plainly, Social security disability, is an underfundedUnfortunately, the situation that exists at the social
(manpower-wise), lumbering, and creaking contraptionsecurity administration is not well known, nor
that does not serve the citizens of this country well atunderstood by the public at large, or the media in
all. In fact, it doesn't even come close in this regard.general. But it should be.
During the unreasonably long wait times enforced uponA 3/1/07 UPI article states some pretty sobering
claimants for the processing of disability applicationsstatistics. More than half of all U.S. workers would be in
and appeals, a percentage of these claimants, sadly,the position of not being able to pay their bills
will end up loosing everything thing they have. And(mortgage, utilities, food) if they developed a disabling
many of them, those that can afford to, will end upcondition that prevented them from being able to work.
looking through the yellow pages to find someone whoAnd it is estimated that approximately twenty percent
can assist them in filing for bankruptcy.of the U.S. workforce will actually become disabled for
It is amazing that this situation goes on in a country likea period lasting a year or longer at some point before
this. And it is unconscionable that so many Americanthey reach the age of sixty-five.
citizens are "thrown into such a pit" simply because theInevitably, if things are not fixed at the social security
U.S. Congress refuses to fund SSA at the properadministration with regard to proper staffing for its
levels. Funding is available, of course, for the issuancesocial security disability and SSI programs, the situation
of benefits as are cost of living increases. However,could go on to negatively affect the lives of millions of
the necessary funding to replace workers who retireAmerican workers over the course of the next few
or who quit from social security field offices isyears. And it is for this reason that the politicians we
practically nonexistent (and a great many SSAsend to Congress should be more concerned, and
employees already have the required "time in" to toshould be made more responsive to the needs of the
take retirement).public, particularly those who need assistance at one
How does inadequate personnel staffing at the socialof the worst times they may experience in their lives.
security administration affect the public? Obviously inThe author of this article is Timothy Moore, who, in
this way: as more workers quit or retire and are notaddition to being a former food stamp caseworker,
replaced, the processing of social security disability andmedicaid caseworker and AFDC caseworker, is a
ssi claims becomes, over time, slower and slower andformer disability claims examiner. He publishes
slower. Work loads that were formerly addressed byinformation at Social Security Disability Secrets.
X number of workers become increasingly handled by