| If you're living with a disability, the last thing you want is | | | | these modifications were for a wheelchair ramp and |
| for life to be made even more difficult for you. Mobility | | | | hand controls. |
| and being able to do the things that able-bodied people | | | | The reason insurers can refuse to offer cover for |
| take for granted is vital - which is why new research | | | | modified vehicles is because many boy racers alter |
| into alleged discrimination from car insurance | | | | their cars to boost their performance. With accident |
| companies is so disheartening. | | | | rates so high, an insurer could deem this group to be a |
| According to a report in The Observer, several car | | | | much higher risk. |
| insurance firms are using a loophole in the law to | | | | However, according to Fish Insurance, a specialist |
| discriminate against disabled drivers. | | | | insurer for people with disabilities, those who aren't |
| How disabled drivers are exploited | | | | able-bodied are generally a better risk than many other |
| Under the Disability Discrimination Act of 2005, insurers | | | | groups of motorists and there is no justification for |
| are prohibited from refusing cover or charging higher | | | | them to be charged higher premiums. |
| premiums on the grounds of disability. However, | | | | How disabled drivers can get car insurance quotes |
| according to a survey by the British newspaper, | | | | Thankfully the majority of insurers will offer cover to |
| insurers are working around these anti-discrimination | | | | disabled drivers. Anyone looking for a quote should use |
| laws by using legislation that allows them to reject | | | | a comparison website to compare deals from as |
| cover for heavily modified vehicles. | | | | many insurers as possible to get an overview of the |
| A survey of 115 insurers found 31 refused to cover the | | | | market and ensure they're not receiving a ridiculously |
| disabled driver because of vehicle 'modifications' even | | | | high quote based on their disability. |
| though it was explained to the insurers in question that | | | | |