Beware of the Adoption Tax Credit Exclusion

You might qualify for a tax credit on expenses madelimit for a specific year must be reduced by the
in the adoption of a child. For expenses incurred prioramount of qualifying expenses taken into account in
to the year of adoption, the credit is generally allowedprevious years for the same adoption effort.
the year following the adoption. In the event that theThe income limit on the adoption credit or exclusion is
expenses were incurred the same year as thebased upon your Adjusted Gross Income.
adoption was finalized, you might be able to claim the1. If your Adjusted Gross Income falls short of the
credit for that year. This can be in addition to anybeginning phase-out trigger for that year, your income
adoption expenses incurred in the year prior to thelevel will not affect your adoption credit or exclusion.
finalization of the adoption. Reimbursed expenses do2. If your Adjusted Gross Income is higher than the
not qualify for the adoption credit.phase-out trigger for that year, your adoption credit or
For both - a credit or exclusion some of the qualifyingexclusion will be reduced to that extent.
expenses might be things like attorney's fees, court3. If your Adjusted Gross Income is higher than the
costs, adoption fees, traveling expenses, and anyphase out trigger for that year, your adoption credit or
expenses incurred as the direct result of adopting anexclusion will be disqualified.
eligible child.Usually, you must file jointly, if you are married, to take
An eligible child must be under eighteen years of age,the adoption credit or exclusion. Only under special
or physically incapable of caring for themselves. Thecircumstances can you receive an adoption credit or
adoption credit or exclusion cannot be claimed for aexclusion should you file separately.
child who is not a United States citizen, unless theAdoption credits and exclusions are complicated bits
adoption is finalized. A taxpayer may be able to takeof tax regulations. If you have gone to the care and
an increased credit or exclusion for the adoption of ainitiative to adopt a child, it is recommended that you
child with special needs. The adoption credit andhire a tax attorney or consultant to help you apply
exclusion are both subject to dollar and income limits.equal care and determination in filing for your adoption
The dollar limit is applicable for each attempt attax credit or exclusion.
adoption of an eligible child during that year. The dollar