| When it comes to car insurance, disabled drivers have | | | | who modify their cars to increase performance, which |
| a unique set of circumstances that can make it difficult | | | | puts them at a greater risk of an accident. However, |
| to acquire the coverage they need at an affordable | | | | some providers have abused the law by applying it to |
| rate. Vehicles can be modified with wheelchair ramps | | | | disabled individuals with modified vehicles as well, even |
| and/or hand controls to allow a disabled person to | | | | though it is clear that modifications such as a ramp or |
| drive, but sometimes insurance companies use these | | | | hand controls were made to assist a disabled motorist. |
| modifications as an excuse to raise rates or deny | | | | Finding Coverage |
| coverage altogether. If you or someone you know is | | | | While some insurance companies continue to exercise |
| seeking disabled driver insurance, the information below | | | | unfair and unlawful practices against disabled |
| may be useful for helping you find the coverage that | | | | individuals, other providers understand the hardship that |
| you need. | | | | disabled drivers face and are committed to helping |
| Discrimination Against Disabled Drivers | | | | them find the coverage that they need. It is possible to |
| Some companies have found ways to price gouge | | | | find car insurance at a competitive price that fully |
| disabled drivers or otherwise discriminate against them. | | | | insures you and your modified vehicle against any |
| While it is illegal to raise rates or deny coverage to a | | | | injury or damage that may occur in a collision. With the |
| person because he or she is disabled, some providers | | | | proper insurance, you can rest assured that you are |
| have used a loophole in the law to continue | | | | protected against the high costs of a possible accident. |
| discriminatory practices. Under the law, insurance | | | | For More Information |
| companies can reserve the right to increase rates or | | | | To learn more about how you can find the disabled |
| refuse coverage to people with heavily modified | | | | driver's insurance that you need at a competitive rate, |
| vehicles. | | | | please visit the website of the friendly Chicago car |
| This exception is intended to single out street racers | | | | insurance experts of Insure on the Spot today. |