| Disability insurance greatly helps disabled people who | | | | employees with disability insurance as the law requires. |
| are unable to work in paying for their medical bills or | | | | In some instances legal problems may arise when |
| maintaining their standard of living. This kind of | | | | employees are trying to claim their benefits from it. |
| insurance can greatly help disabled people pay their | | | | Attorneys are properly equipped and skilled in handling |
| bills by replacing a part of their income. It can help | | | | cases concerning the two kinds of disability insurance |
| people maintain their present lifestyle and help protect | | | | employees can have, which are known as short term |
| them from having serious debt. | | | | and long term. These two kinds of insurance may be |
| Most employers in Los Angeles provide their | | | | given as a part of employee benefit program. |