| Social Security benefits are paid to you when your | | | | time, sometimes for your entire life. the Disability |
| disability is expected to last for at least 12 months. | | | | compensation will not for say few weeks or for |
| Most of the time this is happened when you are full | | | | couple of months. |
| time out in your entire leave. This service | | | | The basic purpose of disability insurance is to protect |
| (Employer-paid) disability is required by every state in | | | | yourself, and protection offered to you to ensure that |
| United States and in most of the countries of Europe. | | | | you are not going to be treated unfairly when you are |
| The Disability insurance providers deduct payment | | | | not able to work like the healthy person. You are |
| from your paychecks. When you want to buy disability | | | | non-cancel able from your company, they should not |
| insurance policy, it is important to understand what they | | | | stop your salary. On th other hand, guaranteed |
| really mean. and you need thorough study their terms | | | | renewable policy means that the same benefits will be |
| and conditions and ins and outs. You also need to | | | | available every year. The only way that your premium |
| compare both the most attractive policies and choose | | | | will be increased is if every policy holder within the |
| which one is most suitable for you. | | | | same rating class as yourself increases also. |
| Short-Term disability policy: | | | | Now you might know that there are many options |
| A short-term disability insurance plan is no more then 2 | | | | while choosing a disability insurance. It is very |
| years. With this plan you may have to wait for 14 days | | | | necessary to know all available options, while choosing |
| before you start receiving compensation. | | | | a disability insurance plans to find out you know what |
| Long-Term Disability policy: | | | | you will receive in the event of an accident or illness. |
| When we talk about long-Term disability policy, It is little | | | | Just want to say that research your options to find the |
| different form the Short one. It is for long period of | | | | best choice for you and your family. |