Economic Recovery Payments For Retirees

How will your stimulus payment affect your taxes?including that payment when claiming the Making Work
The American Recovery and Reinvestment Act ofPay Tax Credit.
2009 included a one-time Economic RecoveryEconomic Recovery Payments Not Taxable
Payment. This was a $250 payment made in May toThese payments are not taxable income and does not
retirees, disabled individuals and recipients of socialcount as income for SSI; however, if you earned
security. It was meant to provide stimulus money toincome and also received social security, veteran's
those taxpayers that don't work and wouldn't havebenefits or railroad retirement you must reduce your
received money through the Making Work Pay Credit.Making Work Pay Tax Credit by the amount of the
But was this payment taxable and must you claim it onpayment you received.
your tax return?Taxpayers with earned income will claim the Making
The Making Work Pay credit was given to workingWork Pay Tax Credit by attaching IRS Schedule M to
taxpayers in order to increase their spending power.their 2009 income tax return. This form will calculate
The credit was received in workers' paychecksthe amount of credit you are entitled to and reduce
through a reduction in their withholding taxes resulting inthat amount by any Recovery Payment you received.
an increase in take home pay. The governmentIn some instances, the combination of reduced
identified a group of taxpayers who wouldn't receivewithholding due to the Making Work Pay credit and
this credit since they may not be employed and issuedreceipt of an Economic Recovery Payment may
the Economic Recovery Payments in order toresult in a reduction of your refund or even taxes
increase their spending power, too. However, manyowed. Using an online tax preparation site will help you
taxpayers that received this payment did, in fact, workmore easily determine the amount of credits you are
in 2009 and are also eligible for the Making Work Payentitled to and calculate the difference between any
Credit.credits and payments received automatically.
The Making Work Pay Credit is worth up to $400 forNot Sure if you Got an Economic Recovery
individuals or $800 for couples. The EconomicPayment?
Recovery Payments were worth $250 for individuals.Taxpayers who are not certain if they received an
If you were eligible for both, the amount of yourEconomic Recovery Payment should check with the
Making Work Pay Credit will be reduced by theappropriate agency - the Social Security Administration,
amount of the Economic Recovery Payment youDepartment of Veterans Affairs or the Railroad
received. If you are one of these taxpayers be carefulRetirement Board - before preparing their taxes.
not to slow down your tax refund by not properly