| Filing for Social Security Disability can seem intimidating | | | | have to prove their disability, but they will also have to |
| without knowing the steps and procedures. Questions | | | | prove their financial need. If one has too many assets |
| such as if you qualify for Supplemental Security | | | | or has too much income their claim will be denied. |
| Income (SSI) or Social Security Disability Insurance | | | | Filing For SS Disability |
| Benefits (DIB) arise for many individuals seeking | | | | There are 3 simple ways to file for social security |
| benefits. Many worry about how long it will take to | | | | benefits. One can go to their local SSA office, apply on |
| receive benefits or what will happen if a claim is | | | | the SSA website, or telephone the SSA to make an |
| denied. While there are no short-cuts when it comes to | | | | appointment and have someone take the application |
| filing for Social Security Disability, knowing how the | | | | by phone. |
| process works and what to is to be expected is half | | | | If one finds themselves in need of disability benefits, |
| the battle. | | | | they should apply immediately. It can take up to 2 |
| Eligibility | | | | years before they receive a hearing. The wait |
| The Social Security Administration (SSA) states that a | | | | increase is also due to the aging population and the |
| disability is a mental or physical impairment, or a | | | | state of the economy. This is one unfortunate factor |
| combination of impairments that prevents an individual | | | | when filing for social security disability, as one's health |
| from gaining employment and generating household | | | | can deteriorate during the wait time and without any |
| income. To be approved, the disability needs to have | | | | flow of income, a situation can become dire. This is |
| lasted or is expected to last for a minimum of 12 | | | | why it is so important to file as soon as possible. |
| consecutive months. The SSA will also take a person's | | | | If a claim for social security benefits is denied, one can |
| age, work history and education into consideration. | | | | always appeal the decision. It is a fact that most |
| Finally, one must have a doctor's recommendation, | | | | disability benefits are denied the first time around. So it |
| complete with evidence of said disability. | | | | is vital that when the gathering a doctor's approval, one |
| DIB | | | | submits as much evidence as possible to increase the |
| This disability program is for individuals who have | | | | chance of having benefits approved the first time. |
| worked and gained adequate social security credits. | | | | When one has to appeal a disability claim, they will |
| Ideally, the individual will have worked at least 5 out of | | | | need to hire an attorney. The wait for the appeal can |
| the last 10 years. Under certain circumstances, | | | | take longer, than the wait for the original hearing, but |
| dependents are eligible for DIB benefits. | | | | many find that after the appeal they finally are able to |
| SSI | | | | receive benefits. Once the appeal is granted, the |
| For those who are filing for disability that are elderly, | | | | individual will be paid the back amount of benefits that |
| disable and/or blind, SSI while be the disability program | | | | is owed to them. |
| to which they will apply to. Not only will these individuals | | | | |