| Injury and Illness can cause devastating financial | | | | Disability insurance plans can help you keep up your |
| problems. Information in recent years indicates that | | | | house and car payments, pay for medications, and |
| over half of personal bankruptcies and housing | | | | keep your life on track while you wait for the Social |
| foreclosures are brought on by the financial hardship | | | | Security Administration to make a decision on your |
| of a disability. While many people assume that if they | | | | claim, which can be from a few months to a couple of |
| have health insurance they are covered and that | | | | years. While the Social Security administration is |
| everything will be okay, what they don't take into | | | | addressing the backlog on claims, it is still way behind |
| consideration is the fact that they may not be able to | | | | and the wait can put undue stress on your life. Many |
| work if they are injured or disabled. This leaves them | | | | have lost their houses, cars, filed bankruptcy, been |
| with no money for the house and car payments, | | | | unable to afford medications, and even died while |
| medications, bills, insurance deductibles, and many | | | | waiting on the disability process. |
| times, simple day to day living expenses. | | | | Statistics also report that 3 people in 10 will become |
| Statistics say that over 65 percent of Americans are | | | | disabled before they retire. With those statistics, it |
| living paycheck to paycheck; if a disability were to | | | | makes sense to protect yourself with disability |
| strike, they would fall behind within a matter of weeks. | | | | insurance. |
| While car insurance, home insurance, and health | | | | While you may not think you have the extra budget to |
| insurance are standard fare in America, disability | | | | afford another insurance plan, in many instances you |
| insurance is becoming increasing popular. This | | | | can keep your current health care budget through |
| insurance can help soften the financial impact of a | | | | receiving savings on health insurance or choosing a |
| disability, help protect your assets, and help protect | | | | higher deductible, allowing you the extra funds to |
| your family and lifestyle. | | | | purchase disability insurance and peace of mind. |