| If you're a person interested in supporting a non-profit | | | | categories depending on your choice - environmental, |
| charitable institution in your own little way, then perhaps | | | | animal, health and gender among others. The most |
| getting a charity credit card will be best for you. With a | | | | popular, though, are the American Express Red and |
| charity card, you can support the charity of your | | | | the RSPCA card. The American Express Red is |
| choice at no extra cost and at the same time benefit | | | | supporting the fight against poverty and disease in |
| from low interest rates. All you need is to just use your | | | | Africa and donates a maximum of 1.25 percent from |
| card when making purchases, that simple. | | | | your purchases. The RSPCA card, on the other hand, |
| Giving to charity is a great way of helping people with | | | | donates 0.25 percent to the animal charity. |
| special needs and organizations working for worthy | | | | There is also the Anne Geddes credit card that allots |
| causes. Somehow it gives you a feeling of fulfillment | | | | a portion of every $1 you spend to the Anne Geddes |
| being able to give to noble causes in a very simple | | | | Philanthrophic Trust which focuses on child abuse |
| way and on a regular basis. You may not be able to | | | | prevention. The card implements a point scheme. Anne |
| personally visit the beneficiaries and officers involved | | | | Geddes is a well known photographer who has a |
| but with a charity credit card, you can make a small | | | | penchant for taking photos of babies. |
| donation that can go a long way. | | | | You may also want to consider the Make-A-Wish |
| Charity or affinity cards have been used by financial | | | | credit card. This card donates $0.65 for every $1 you |
| institutions for 20 years now to benefit non-profit | | | | spend on the card. The Make-A-Wish Foundation is |
| organizations. This type of card bears the logo of the | | | | the largest international organization that grants the |
| charity group but a philanthrophic in nature. | | | | wishes of children suffering from life threatening |
| Charity credit cards work by taking a small percentage | | | | illnesses. |
| from your purchases, balance transfer or cash | | | | If you're an environmentalist, the Ducks Unlimited World |
| advances and donating them to charitable | | | | Points credit card may be ideal for you. Ducks |
| organizations. As long as you're using the card, a small | | | | Unlimited is a group that works to preserve land and |
| portion of what you spend will be donated to charity. A | | | | nature. The card works two ways in that while it |
| typical donation rate is around 0.25 percent. | | | | allows a user to earn reward points, it also donates a |
| These cards usually carry an annual percentage rate | | | | percentage of your purchases to this |
| (APR) from 15 to 22 percent. There are some, though, | | | | environment-friendly organization. |
| that offer lower rates. Many of them charge annual | | | | There are many other charity credit cards available |
| fees and provide lesser incentives compared to the | | | | that you can research on the web. Getting one of |
| regular miles or cashback rewards of other credit | | | | them is a good way to start your long desired and |
| cards. | | | | lifelong goal of regularly donating to your favorite |
| In the U.S., various charity cards exist most of them | | | | charity. |
| operated by MBNA. The cards have different | | | | |