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Article #133: Disability Benefits: Working While Disabled

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If you receive Disability Benefits you you ability to work and could stop your
may wonder how working will affect your payments. You are allowed 9 trial months
benefits. Social Security allows in a five year period. Once you have
disabled individuals to work and receive used up your trial work months if you
their benefits; however there are rules continue earning over the limit Social
in place you will need to follow. Here Security will grant you an extended
is what you need to know about working on period of eligibility where they continue
disability to avoid a nasty overpayment. your payments. If you earn over the
If you are receiving Social Security limit during this extended period of
Disability benefits and not SSI (the eligibility Social Security can terminate
rules are different for SSI), Social your disability benefits based on your
Security limits the amount you can earn ability to work.
in a given month. This limit is based on This termination of disability benefits
your gross or pre-tax earnings for that rarely happens quickly. Many individuals
month. In 2006 this limit is $860 per that have had this happen find themselves
month. As long as you do not earn over with large overpayments in the
this $860 per month you can continue neighborhood of $30,000 or more. To
working and keep your disability ensure this does not happen to you keep
benefits. your pre-tax earnings below Social
Problems arise for individuals that earn Security's limits. To learn more about
over this $860 limit. Social Security disability benefits and how to protect
gives you a trial work period of 9 months yourself from overpayments and having
where you can work and earn over the $860 your benefits terminated, visit the
limit. At the end of this 9 month trial website "Social Security Laid Bare" using
work period Social Security will evaluate the links below.






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