Learn how to help people with disabilities


 

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stress disabled DISABILITY QUALIFICATION DIAGNOSIS

An Overview of Social Security Disability Insurance

Two programs are being enacted by the federalremitted  adequate  FICA  taxes.
government, which provides benefits for
individuals with disability. Collectively,Under the SSDI, different kinds of benefits
these programs are being referred to asare provided for family members when their
"Social  Security  disability  benefits."major wage earner have acquired a disability
or  died.
• Social Security Disability Insurance
Benefits Program or SSDI Benefits -The SSDI program is being financed by the
authorized by the Social Security Act, TitleSocial Security taxes being paid by
II and is geared towards providing benefitsemployees, employers and self-employed
to workers with disability and / or theirindividuals. SSDI benefits can be paid to
dependents and surviving spouses or children.workers with disability, widows or widowers,
and children or disabled since childhood
• Supplemental Security Income programadults  if  they  are  eligible.
or SSI - authorized by the Social Security
Act, Title XVI and aimed at giving benefitsAvailing  SSDI  benefits
to individuals with disability whose assets
and  income  are  below  a  particular level.The Social Security has a particular
definition of disability that need to be met
History of Social Security Disabilityin order to become eligible to receive SSDI
Insurance  (SSDI)  Benefitsbenefits. The main requirement to gain
medical eligibility under the SSDI program is
It was in the year 1935 when the U.S. federalthe inability by an individual to perform any
government set up a program geared towardskind of Substantial Gainful Activity or SGA
providing elderly employees of commercial andfor  12  months  or  more.
industrial sectors with retirement benefits.
The scheme of this program is enacted throughThis medical definition of disability is also
the Federal Insurance Contributions Act orthe requirements used to become eligible
FICA, setting up a federal retirement fundunder the Supplemental Security Income (SSI)
that the employees are required to pay into.program.
The employees remit into this fund through a
regular  deduction  on  their  salary.Determining  disability
It is the Social Security and the MedicareThe person with disability should have been
programs that are funded after the withdrawalunable to perform SGA due to an impairment
of FICA tax from the employees' salaries.affecting the physical or mental capacity and
Meanwhile, self-employed citizens canis medically determinable. The impairment can
contribute to the FICA because of the federalalso either be expected to last continuously
tax  returns.for  at  least  12 months or result in death.
By 1956, some protection policies coveringReceiving  benefits
the "involuntary retirement" options on the
basis of disability were established. AnAfter meeting the requirements given by the
individual, even if he / she has been forceddisability evaluation and the disability is
to stop working because of a disability mayalready proven, the payments of SSDI benefits
still have access to the disabilitywill commence. The beneficiary needs to wait
insurance. It would depend, however, on thefor a period of 5 months since it is during
period  he  /  she  have  paid  FICA  taxes.the sixth month after the disability began
that benefits payment start. It will continue
Objectives  of  SSDIup to the second month's end of the
disability.
The main objective of the SSDI is to replace
the regular income being received by peopleBecome more informed about Social security
who have acquired a disability and can noinsurance benefits with the help of Los
longer work at all or hold down his/herAngeles Social Security Attorneys.
present work, provided that he / she has



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