Average Retirement Income Crisis

The average retirement income for baby boomers isHigher prices and less buying power - Look at this
projected to give them a near poverty level lifestyle.headline from a major city newspaper in August, 2008:
That's shocking!RISING COSTS OFFSET STIMULUS CHECKS!
I just don't get it. People in the U.S. seem so intent onConsumers Pinched as Report Shows Wages
spending ever nickel earned today without a thought toStagnant!
how they will finance their retirement. Warnings to ourIn other words, prices are going up faster than even
aging population have been published many times, so Itax refund gifts from the government can
won't repeat those frightening numbers here. It'scompensate for. And this is just the beginning. Food,
enough to say that most folks just won't have enoughgasoline, travel and the basics of life cost more every
savings or pension income to live comfortably inweek.
retirement.What To Do?
Even for those who wake up and are ready to takeFace it, you don't have a minute to spare. You must
action it's just too late save enough money to makeget to work right now on a supplemental source of
much difference.retirement income. This is most urgent If you have
What's the solution? Most of these people must planbeen relying on social security checks alone to support
on generating a retirement income streamif theyyour retirement.
expect to enjoy life. Yes, many will find someEven if you have planned for retirement income or
Wal-Mart type employment, but that will have ahave a promised pension, I can almost guarantee that
minimal effect on their ability to enjoy their last years.what ever your monthly income is it will not be enough.
The real answer is to create your own, independentYou must learn to earn through:
source of retirement income. That will become1. The Internet
important even for those people who do have a2. The Stock Market
retirement plan in place.3. Real Estate
The Inflation TrapAny person can begin building a business and income
Washington's uncontrolled spending is creating anthrough the internet. You can work from home at your
inflation trap for most retirement plans. After floodingown pace, there is not a steep learning curve involved
the world with dollars to keep our economy fromand you can get started for as little as $100.
collapsing the Federal Reserve must put on the brakesWith some study and effort, after a few months you
by raising interest rates. That will send a shock throughcan find that you have developed a steady monthly.
the economy and prices will begin to climb. Inflation willAt that point you have some choices. You can
stalk the land for years.continue building your online business or you can invest
Inflation robs each of us, because it makes everysome of you income into dividend paying stocks or
dollar worth less. Inflation cripples our buying power.rental real estate.
Even those who planned well and have a source ofIf you will follow those steps I think you have a good
retirement income will find that income will just notchance of living a lifestyle you only dreamed about
support anything but a very frugal lifestyle.during your 9 to 5 years.