| Financial help is a means of providing | | | | individuals, for example, are often |
| assistance to groups or individuals who | | | | given financial help for the purpose of |
| are currently unable to meet their | | | | aiding them in their pursuit of |
| financial needs on their own. Most | | | | better-paying jobs. Once these |
| financial help systems cater to specific | | | | individuals have achieved a more stable |
| target groups, such as low-income | | | | financial situation, they no longer |
| families and individuals, persons with | | | | qualify for financial help. Students, |
| disabilities or diseases, and students, | | | | also receive financial help only for the |
| while some are more general in nature. | | | | period of time that they are in school. |
| Forms of financial help | | | | Once they have completed their |
| Financial help takes many forms. Some | | | | schooling, they should no longer be in |
| are simple loans to be paid back after a | | | | need of financial aid. If they took out |
| requisite amount of time. Others are | | | | student loans instead of receiving |
| outright grants awarded to groups or | | | | scholarships, they have to start paying |
| individuals. Tax credits, medical | | | | the loans back after school. |
| benefits, and subsidized childcare | | | | But there is also financial aid that |
| services are also forms of financial | | | | does not have to be repaid at all; they |
| help. In the United States, the | | | | do not necessarily work on the premise |
| government gives financial help in the | | | | that the beneficiaries will one day |
| form of welfare services. Welfare in the | | | | cease to need assistance. Examples |
| U.S. is overseen by the Department of | | | | include financial aid offered to people |
| Social Services. | | | | with disabilities. These systems of |
| The financial help process | | | | financial help often work to compensate |
| Some financial help is essentially | | | | for handicapped persons' employment and |
| temporary in that beneficiaries are | | | | wage-earning limitations and to help |
| expected to achieve a state of | | | | them cope with the rest of society as |
| non-dependency at some point. Low-income | | | | much as to aid them financially. |