| Financial help is a means of providing | | | | in that beneficiaries are expected to achieve |
| assistance to groups or individuals who are | | | | a state of non-dependency at some point. |
| currently unable to meet their financial | | | | Low-income individuals, for example, are |
| needs on their own. Most financial help | | | | often given financial help for the purpose of |
| systems cater to specific target groups, such | | | | aiding them in their pursuit of better-paying |
| as low-income families and individuals, | | | | jobs. Once these individuals have achieved a |
| persons with disabilities or diseases, and | | | | more stable financial situation, they no |
| students, while some are more general in | | | | longer qualify for financial help. Students, |
| nature. | | | | also receive financial help only for the |
| | | | period of time that they are in school. Once |
| Forms of financial help | | | | they have completed their schooling, they |
| | | | should no longer be in need of financial aid. |
| Financial help takes many forms. Some are | | | | If they took out student loans instead of |
| simple loans to be paid back after a | | | | receiving scholarships, they have to start |
| requisite amount of time. Others are outright | | | | paying the loans back after school. |
| grants awarded to groups or individuals. Tax | | | | |
| credits, medical benefits, and subsidized | | | | But there is also financial aid that does not |
| childcare services are also forms of | | | | have to be repaid at all; they do not |
| financial help. In the United States, the | | | | necessarily work on the premise that the |
| government gives financial help in the form | | | | beneficiaries will one day cease to need |
| of welfare services. Welfare in the U.S. is | | | | assistance. Examples include financial aid |
| overseen by the Department of Social | | | | offered to people with disabilities. These |
| Services. | | | | systems of financial help often work to |
| | | | compensate for handicapped persons' |
| The financial help process | | | | employment and wage-earning limitations and |
| | | | to help them cope with the rest of society as |
| Some financial help is essentially temporary | | | | much as to aid them financially. |