| Auto accidents can be very stressful if you don't | | | | Look for any excuses that they give when speaking |
| know what to do. The following are some tips in case | | | | with you, such as I'm tired, I am sick, or I am drunk. Also |
| you are involved in an auto accident. First of all, make | | | | notice if they say they are OK. At least you'll have this |
| sure everyone is ok. If anyone isn't ok, then | | | | documented if they go back and say that they are are |
| immediately call 911. By OK, I mean, needing medical | | | | suffering from a neck injury. |
| attention. For example a broken bone, concussion, or | | | | As far as police reports go, depending on which state |
| serious cut. | | | | you are in the law may require a police report to be |
| If you aren't hurt, then you want to make sure you do | | | | filed. In alot of cases, if injury occurs, or if the property |
| the right thing and protect yourself. There are alot of | | | | damage exceeds a certain amount, a police report |
| people out there that will frivolously sue, so you want | | | | must be filed. I recommend calling 911 and informing |
| to make sure and handle yourself properly. Don't anger | | | | them of the accident. If you call it may help show that |
| or upset the person you are involved in a wreck with. | | | | you weren't trying to hide anything. |
| You don't want to give them any more motivation to | | | | The next step is dealing with an insurance company. |
| sue you. | | | | This can be a serious headache depending on how |
| The next thing you want to do is identify the driver. | | | | willing your insurance company is. First of all, you have |
| Make sure that they don't try to switch drivers. In | | | | a certain time frame that you have to make your |
| some cases involving drinking, people have been | | | | claim in. Your policy should outline this grace period. |
| known to switch drivers. Get the drivers licence | | | | Once you contact them, they will ask you some |
| number and address. | | | | questions and may even try to get a recorded |
| If you notice the other person has been drinking | | | | conversation from you. If they want a recorded |
| heavily, a trick i've used before is i called myself on my | | | | conversation, then I would suggest hiring an attorney. If |
| cell phone and it recorded them on my voice mail. This | | | | you look hard, you'll be able to find one at a reasonable |
| may or may not be used in court, but when it comes | | | | cost. Another bit of advice when dealing with |
| time to make a claim, you can use the fact that you | | | | insurance companies, is, 'Don't be a pushover.' Let them |
| have a recorded conversation of them drunk with their | | | | know you won't back down easily if you don't get |
| insurance company. This will help you. | | | | what you deserve. |
| Another tip, is look for witnesses if it was their fault. | | | | Getting in auto accidents is never a good situation, but |
| Neutral 3rd party witnesses can be very helpful if you | | | | taking the right steps can ensure that it doesn't get |
| find them. | | | | much worse. |