| Everybody knows that a mortgage is a big financial | | | | free consultation), just don't wait till it's too late! |
| commitment and we know how unpleasant it can be | | | | They also give housing advice, in terms of your rights |
| when it all goes wrong. Everybody knows someone | | | | under housing legislation. If you have already lost your |
| who has lost their house or, worse, it happened to you. | | | | home and have young children, are sick or disabled or |
| A decision made under pressure, is often a wrong | | | | are elderly, then you may be entitled to assistance |
| decision and that could make things worse. For | | | | from your local council. You may become entitled to |
| example, some have let themselves be persuaded to | | | | housing benefit or are entitled to some other form of |
| sell their home at a very low price. | | | | help. Professional help might just save your life . |
| Arrears and debts are the most familiar causes for a | | | | Remember that taking action early is a key factor in |
| home repossession. For thousands of people this is a | | | | averting disaster. So, to get a fresh start and prevent |
| daily occurrence. Illness, death and injuries are other | | | | the court appointed bailiffs coming to your home, |
| reasons for falling behind with mortgage payments and | | | | contact the right people and organisation! NOW! |
| any other debts become a burden. In these situations, | | | | Speaking about the bailiffs, they can physically remove |
| time truly is money. Making things right again takes | | | | you from your home. They can use necessary force |
| experience, advice, commitment and strong | | | | too enter the property and can remove anyone living |
| connections. Things need to get done quickly and | | | | there. But there are many people who don't know |
| efficiently - a family is about to loose their house and | | | | under what circumstances these things should happen |
| with it, maybe the rest of their happiness. | | | | and how bailiffs ought to handle the situation. Till you |
| For all of us, life is very precious and we don't want | | | | get some repossession help or advise, we want to |
| sudden upheavals to destroy it. Ignoring the signs will | | | | offer you some information about this, because it can |
| not make the problem disappear. Not taking action | | | | happen... tomorrow. The bailiffs have to act reasonably |
| early enough is sure to end in the loss of your home. | | | | and mustn't use unreasonable force. The locks will |
| Do not take a risk that will harm your credit rating and | | | | normally be changed to ensure you can't get back in, |
| destitute you and your family. | | | | even if you are not in the property when the bailiffs |
| Get some help immediately! There are reputable firms | | | | arrive. If they think you might try to stop them from |
| of solicitors who will advise you on matters such as | | | | getting in, they can ask the police to be present, in |
| how to stop any repossession proceedings or help | | | | case there is any disturbance. The police aren't |
| you find suitable alternatives that meet your needs and | | | | allowed to help the bailiffs with the eviction, but can |
| the needs of your loved ones. There are also non | | | | and will arrest anyone who is violent. |
| profit making organisations set up to stop unscrupulous | | | | It is hard facing bailiffs and facing up to your problems |
| sharks buying your home for cheap with a pretence | | | | takes courage. The first step is often the hardest part! |
| of selling or renting back to you. You can contact them | | | | Get some help to keep your home and stop |
| at anytime and settle a first meeting (you might get a | | | | repossession! |