Social Security Disability: What is a Disability?

Social Security Administration's Definition of Disability1. You must be unable to perform the type of work
The Social Security Administration has someyou did for the past 15 years for a year or longer
qualifications to be considered a disability. To be2. You must be unable to perform any other type of
defined as a disability, two conditions must be met:work for which you are qualified
1. The person is unable to do the work for which theOther work for which you are qualified refers to work
disabled person is suited making at least $900 grossto which you could reasonably transfer your skills and
income per month (known as a Substantial Gainfulis based upon your age, education, work experience,
Activity or SGA)and any mental and/or physical limitations that you
2. The condition has lasted continuously or is expectedmay have.
to last continuously for at least one year or willTime and Age Limits
probably result in death.There is no set length of time you can accrue benefits.
Disabilities that meet these two requirements can beAs long as you meet the requirements of having a
either mental or physical in nature or a combination ofdisability, you will receive Social Security Disability
both types. The particular disability doesn't matter asbenefits.
long as the two requirements are met.There is no set age limit to receiving benefits. Once
Social Security defines disability for these purposes toyou reach age 65, however, your benefits will
be a total disability, not a partial disability. The personautomatically convert into retirement benefits.
applying for benefits must be considered completelyEarliest Time You May File a Claim
disabled.You must be disabled for five months prior to filing a
How is Ability to Do Work for Which You are Suitedclaim. This is because benefits don't accrue until six
Determined?months after the date of onset of your disability. The
In order to determine if you are unable to work, thedate of onset is the date when you were first unable
Social Security Administration looks at two things:to perform your work.