| For individuals who have a disability and | | | | Social Security taxes.It is mainly formulated |
| satisfy the prescribed medical criteria, | | | | to help aged, blind and disabled people, who |
| there are Federal Programs available to | | | | have little or absolutely no income and as |
| provide assistance to these people. The | | | | such it provides cash to meet basic needs for |
| Social Security Administration implements two | | | | food, clothing, and shelter. This is |
| programs for the welfare of such disabled | | | | applicable to for those who are aged more |
| people. | | | | than 65 years and are either blind or |
| | | | disabled. Not only they have a limited |
| Social Security Disability Insurance and | | | | income, they must also be a US Citizen. He |
| Supplemental Security Income | | | | must be a resident in one of the 50 States |
| | | | and is not outside the country for more than |
| Social Security Disability Insurance | | | | 30 consecutive days. Individuals under 18 |
| | | | years age are considered "disabled" if he has |
| Disability can affect any person though one | | | | a medically determinable physical or mental |
| may feel it affects only others. But there | | | | impairment, which results in marked and |
| are very high chances of one becoming | | | | severe functional limitations andcan be |
| disabled. Studies have shown that a | | | | expected to result in death or the disability |
| 20-year-old worker has a 3-in-10 chance of | | | | can be expected to last for a continuous |
| becoming disabled before he reaches | | | | period of not less than 12 months. If the |
| retirement age. | | | | individual is older than 18 years, then an |
| | | | additional definition of disability applies, |
| This Insurance provides a safety net to fall | | | | in which case the individual is unable to |
| back on should we become disabled. This | | | | engage in any substantial gainful activity. |
| disability planner will explain the benefits | | | | It is also applicable to qualified aliens. |
| provided, how can one qualify and who can | | | | The SSI limits resources at $2,000 for |
| receive benefits on your earnings record. It | | | | individuals and $3,000 for couples. |
| will also explain procedures to apply for the | | | | |
| benefits and what happens when your | | | | Remember, when you apply for either program, |
| application is approved. | | | | they will collect medical reports and other |
| | | | information from you and make a decision |
| Supplemental Security Income | | | | about whether or not you are eligible and |
| | | | meet Social Security's definition of |
| This is a Federal income supplement program | | | | disability. |
| funded by general tax revenues but not under | | | | |